The Contributions Of Banks To The Development Of Small Scale Enterprises in Nigeria
...Making Research more of a fun
Putting smiles in the face of Students
Writing your project with precision
AFRICA'S LARGEST ONLINE
PROJECT ARCHIVES
Search Projects materials, seminars, assignments etc.
Get Professional help. Access 10000+ Works,
Over 300 Software Implementations.
...Get It Done In Record Time
DEPARTMENTS
agricultural education proje ... 0
accounting project topics 669
accounting projects topics & m ... 68
agricultural education project ... 13
agricultural engineering proje ... 33
applied biochemistry projects ... 6
banking and finance project to ... 196
biochemistry project topics an ... 2
biology education project topi ... 12
building technology project to ... 3
business administration projec ... 458
business education project top ... 5
business management project to ... 448
chemical engineering 22
chemical pathology projects to ... 6
chemistry project topics and m ... 17
co-operative and rural develop ... 99
co-operative economic and mana ... 99
computer science project topic ... 351
crop science project topics & ... 1
education project topics and m ... 317
education projects topics and ... 36
electrical and electronic proj ... 54
english language and literatur ... 7
estate management project topi ... 23
fashion design technology proj ... 12
fashion design technology proj ... 10
food science project topics an ... 199
geoinformatics and surveying p ... 4
home economics education proje ... 6
igbo language education projec ... 3
industrial chemistry project t ... 15
industrial chemistry projects ... 29
information technology project ... 2
insurance project topics 63
international relation project ... 26
introductory technology educat ... 1
latest mathematics education p ... 10
library and information scienc ... 2
list of chemistry science educ ... 8
list of computer science educa ... 45
list of economics education pr ... 16
list of english language educa ... 29
list of integrated science edu ... 25
marketing project topics 285
mass communication project top ... 272
mathematics projects topics an ... 1
mba projects topics and materi ... 81
mechanical engineering project ... 128
medical laboratory projects to ... 10
medical radiography and radiol ... 8
microbiology projects topics a ... 104
nursing project topics and mat ... 4
nursing projects topics and ma ... 14
nutrition and dietetics projec ... 21
office technology and manageme ... 128
peace studies and conflict res ... 19
philosophy projects topics and ... 7
physical and health education ... 5
physics options project topics 17
physis education project topic ... 2
physology project topics 3
political science project topi ... 6
printing technology projects t ... 2
projects topics and materials ... 2
purchasing and supply project ... 43
quantity surveying project top ... 1
sociology & psychology project ... 4
sociology and anthropology pro ... 17
statistics project topics and ... 52
thesis topics & materials for ... 11
thesis topics materials for fa ... 0
Select Department
The Contributions Of Banks To The Development Of Small Scale Enterprises in Nigeria
Get the complete project material now!

User Guide before placing order for complete project topics and materials:

It is important that the researcher knows exactly what he is go to do so that I could be done effectively.Make sure you update any research work you purchased on our website. Do not copy word for word. Using our research is legal. Our aim is to provide project topics and materials for easy access to information and to reduce stress of moving from one book stop or library to another in the name of sourcing for one research textbook or research materials. We do not encourage any form of plagiarism. Our aim is to generate research project ideas for students. The contents of the project material provide will help students to generate new ideals. Every researcher must look around him in his immediate environment and beyond to improve the work. To order the below complete project materials, Make payment deposit or cash transfer into any of the following banks:

GTBANK

Account Name: Chi E-Concept Intl, Account Number: 0115939447

Other payment options

We accept cash deposit, cash transfer and Bitcoin.

Click on download to complete your order.Call or Whatsapp +23408063386834

CLICK HERE TO CHAT WITH OUR CUSTOMER SUPPORT TEAM ON WHATSAPP

THE CONTRIBUTIONS OF UNITED BANK FOR AFRICA TO THE DEVELOPMENT OF SMALL SCALE ENTERPRISES IN KADUNA STATE

ABSTRACT

This study focuses on the contribution of Untied Bank for Africa to the Development of Small Scale Enterprises. It aims at evaluating the contribution of United Banks in financing small scale businesses, identifying challenges of accessing bank loans as well as possible factors hindering implementation of credit policies by banks. To achieve this, the survey research design was adopted with oral interviews and questionnaires to elicit responses. The simple percentages and chi – square (c2) test statistics were used in analyzing the data and determining the tenability of the hypotheses formulated. Unaffordable terms of capital, challenges in accessing bank loans and advances and factors hindering implementation of credit policies were found to be more challenging, the researcher recommends that banks should make available capital an affordable terms ensure regular routine check on businesses, educate entrepreneurs through managerial workshops and government should enforce implementation of credit to policy to boost the development of small businesses.

 

TABLE OF CONTENTS

Title Page -        -        -        -        -        -        -        -        -        -        i

Declaration        -        -        -        -        -        -        -        -        -        ii

Approval Page   -        -        -        -        -        -        -        -        -        iii

Dedication          -        -        -        -        -        -        -        -        -        -        iv

Acknowledgment        -        -        -        -        -        -        -        -        v

Abstract    -        -        -        -        -        -        -        -        -        -        vii

Table of Contents       -        -        -        -        -        -        -        -        viii

CHAPTER ONE: INTRODUCTION

1.1    Background of the study     -        -        -        -        -        -        1

1.2    Statement of the Problem  -        -        -        -        -        -        2

1.3    Objectives of the Study       -        -        -        -        -        -        3

1.4    Significance of the Study    -        -        -        -        -        -        3

1.5    Research Questions   -        -        -        -        -        -        -        4

1.5.1 Statement of Hypotheses   -        -        -        -        -        -        5

1.6    Scope of the Study      -        -        -        -        -        -        -        5

1.7    Limitation of the Study       -        -        -        -        -        -        6

CHAPTER TWO: LITERATURE REVIEW

2.1    Introduction       -        -        -        -        -        -        -        -        7

2.2    Definition of Small Scale Enterprises -        -        -        -        7

2.3    Benefits of Small Businesses      -        -        -        -        -        10

2.4    Problems and Challenges of Small Scale Businesses   -        11

2.5    Financing Small Scale Enterprises      -        -        -        -        14

2.6    Definition of Bank      -        -        -        -        -        -        -        19

2.7    Roles of Banks in the Development of Small Scale Business          21

2.8    Summary of the Review      -        -        -        -        -        -        22

 

CHAPTER THREE: RESEARCH METHODOLOGY

3.1    Introduction       -        -        -        -        -        -        -        -        24

3.2    Research Design         -        -        -        -        -        -        -        24

3.3    Area of the Study       -        -        -        -        -        -        -        24

3.4    Population of the Study      -        -        -        -        -        -        25

3.5    Sample Size and Sampling Technique         -        -        -        -        25

3.6    Instrument of Data Collection    -        -        -        -        -        25

3.7    Validation of Instrument    -        -        -        -        -        -        26

3.8    Reliability of Instrument    -        -        -        -        -        -        26

3.9    Method of Data Collection  -        -        -        -        -        -        27

3.10  Method of Data Analysis    -        -        -        -        -        -        27

CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS

4.1    Introduction       -        -        -        -        -        -        -        -        29

4.2    Characteristics of the Respondents     -        -        -        -        29

4.3    Data Presentation and Analysis -        -        -        -        -        30

4.4    Testing of Hypothesis         -        -        -        -        -        -        -        33

4.5    Summary of Findings          -        -        -        -        -        -        -        36

4.6    Discussion of Findings        -        -        -        -        -        -        36

CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION

5.1    Summary  -        -        -        -        -        -        -        -        -        39

5.2    Conclusion         -        -        -        -        -        -        -        -        -        41

5.3    Recommendations      -        -        -        -        -        -        -        42

5.4    Suggestion for Further Study      -        -        -        -        -        43

          Bibliography      -        -        -        -        -        -        -        -        44

          Appendix I         -        -        -        -        -        -        -        -        -        46

          Appendix II        -        -        -        -        -        -        -        -        47

 

CHAPTER ONE

INTRODUCTION

 

1.1    Background of the Study

In both developed and developing countries, the small scale industry is seen as the vehicle for rapid industrialization, sustainable economic growth and development, poverty alleviation as well as the seed bed of innovation and employment generation. It goes without saying therefore, that small scale enterprises have the potential of becoming the engine of the economic growth in any country (http://www.snbd.com, July 8 2010).

 

Because of this paramount importance of small scale businesses, there has been a pressing need for the involvement of banks in financing its development in Nigeria and Kaduna in particular. This is due to the fact that banks loans constitute the most important source of institutional financing for both start-up and growing enterprises.

It is the realization of this fact that made the government to establish various schemes and programmers in the past to enhance credit availability to small scale enterprise in Nigeria. In recent time now however, the Nigeria bankers committee in 1999, approved the scheme requiring all banks in Nigeria to set aside 10 percent of their profit before Tax (PBT) for equity development in small scale and medium scale industry.

 

Despite these measures, many small scale businesses with economic potentials for growth often fail and close down due to lack of funds, insufficient working capital, lack of managerial experience and skilled labor, poor accounting records as well as lack of infrastructural facilities (central Bank of Nigeria: the billon, October/December 2004:58-b5)

 

Thus, how banks have contributed to improving the aforementioned challenges and the expectations, regarding the development of small scale enterprise in Kaduna are the issues discusses in research work.

 

1.2    Statement of the Problem

Although the small scale enterprise is regarded as the bedrock of industrialization of an economy, attempts made by many entrepreneurs to start and operate them have met with high percentage of failures, lack of fund and insufficient working capital have identified as some of the cause of such failures. The study therefore seeks to answer such questions as; have banks been able to make available capital on affordable terms to small scale enterprise? What measures have been put in place to ensure that such funds are effectively used by enterprises? Does small scale enterprise actually have easy access to credit facilities? These and more issues constitute the problems that necessitate this research work

 

1.3    Objective of the Study

          The objective of this research work are :

  1. To evaluate the role of banks in financing small scale enterprise in Kaduna.
  2. To indentify challenges faced by small scale businesses in accessing loans
  3. To identify possible factors handing implantation of credit policies on loans and advance to small scale entrepreneur.

 

1.4    Significance of the Study

The significance of this study is that, it shows the relevance of banks in financing small scale businesses, thus enhancing business growth and expansion an attainment of goals and objective of the business. It is also beneficial for formulation of policies and programmes by the federal and state government as they might be looking forward to taking necessary steps to prevent the collapse or failure of small scale businesses in Nigeria and Kaduna in particular. Again, it will enable the entrepreneurs to have more understanding of how businesses should be financed, thus having knowledge on funding further research in this area.

 

1.5    Research Questions

For the purpose of this research work, the following questions would serve as a guide to evaluate the development role played by the united bank for African (UBA) plc.

  1. Is capital made available on affordable terms to small scale enterprise?
  2. Are there challenges facing small scale enterprise in accessing bank loan?
  3. What factor hinders implementation of credit policies on loans and advances to small scale entrepreneurs?

 

1.6    Scope of the Study   

This research work is limited to cover the development in terms of financing the small scale business enterprise in Kaduna using the united Bank for Africa Plc as a case study, with a view to highlighting related problems and proposing solutions to the problems.

 

1.7    Limitation of the Study

This study is constrained by the cost of acquiring information as the researcher had to browse on the internet, search academic journals and books relating to the subject matter of the research work. Also, considering limited time, other competition course works with this study does not allow for exhaustive research work.



Get the complete project material now!
CUSTOMER'S REVIEW
blessing
I so much appreciate, keep the good work on.
excellent customer support
I am happy, my project was great.
ohikhueme sylvanus
Please i need theses on Leadership and good governence in nigeria: Imperative of security in nigeria, please i would glad if my message is answered immediatly. Thanks
Tony
This site have all scholars needs for their project, i can testify to that.
Rita
A site with great relief to scholars.
1 - 5 of 96 Reviews
PROJECT INFO

UID : 12034 PRICE : 10,000.00

Download Now
Related Topics
the contributions of banks to the development of small scale enterprises in nigeria
contributions of small scale business enterprises to economic development (a case study of oil field transport)
contributions of small scale business enterprises to economic development (a case study of oil field transport)
the role of commercial banks in the development of small – scale enterprises
the role of commercial banks in financial small scale business enterprises in nigeria economy
promotion of small and medium scale enterprises in the development of nigeria
the small scale enterprises and economic development of nigeria: enugu state eperience
the small scale enterprises and economic development of nigeria: enugu state eperience
the role of bank of industry towards the development of small scale enterprises
quality control as a competitive tool for small scale enterprises in nigeria


Payment Name Phone Number
Email Address Payment Date
Gender Payment method